16 July, 2026
How Much Does It Cost to Send Money Internationally? Fees and Exchange Rates Explained
The cost of sending money internationally depends on several factors, including the sending country, destination, amount, delivery method, transfer fee and exchange rate.
When comparing money transfer services look at the total amount your recipient receives after the fee and currency conversion.
With Transfer Galaxy, the applicable fee and guaranteed exchange rate are displayed before you confirm your transfer, allowing you to see transparently how much your recipient will receive.
How much does it cost to send money internationally?
There is no single price for an international money transfer. The cost varies depending on the specific transfer.
The main factors that can affect the cost are:
The country you are sending from
The country you are sending to
The amount you send
The delivery method
The applicable transfer fee
The rate
Any additional fees that may be charged by third parties
Transfer Galaxy displays the applicable fee and rate when you select the destination, amount and delivery method.
What is an international money transfer fee?
An international money transfer fee is a charge associated with sending money from one country to another.
Some providers use a fixed fee, while others may calculate fees based on the amount being sent, destination or delivery method.
However, the transfer fee is only one part of the overall cost
For example, two providers could charge different fees but offer different exchange rates. The provider with the lower fee may not necessarily give your recipient more money.
The better comparison is the final amount received.
What is an exchange rate?
An exchange rate determines how much one currency is worth when converted into another currency.
For example, if you send money in euros and your recipient receives the money in another currency, the exchange rate determines how much of the recipient's currency they receive.
Even a small difference in the exchange rate can affect the final amount received, particularly when sending larger amounts.
That's why comparing the exchange rate is just as important as comparing the transfer fee.
What is the cheapest way to send money internationally?
The cheapest way to send money internationally depends on your specific transfer.
There is no single provider or delivery method that is always the cheapest for every country, amount and currency.
To compare your options, check:
How much you are sending
The transfer fee
The exchange rate
The delivery method
The final amount your recipient receives
Transfer Galaxy makes this comparison easier by showing the applicable fee and guaranteed exchange rate before you approve your transfer.
Does the amount you send affect the cost?
It can. Different providers and transfer routes can apply different pricing structures depending on the amount being sent.
The best approach is to enter the amount you actually want to send and check the total cost and amount received for that specific transfer.
How much does it cost to send money with Transfer Galaxy?
The exact Transfer Galaxy fee and exchange rate depend on where you are sending from, where you are sending to, the amount and the delivery method.
Transfer Galaxy states that the exact fee and guaranteed exchange rate are shown when you select the location, amount and delivery method.
This means you can see the relevant cost for your specific transfer before approving it rather than relying on a generic fee estimate.
How does Transfer Galaxy show the cost of a transfer?
Transfer Galaxy shows the applicable fee and guaranteed exchange rate before you confirm your transfer.
The process is designed so that you can select your destination, enter the amount and choose an available delivery method before reviewing the final transfer details.
This gives you the opportunity to check the cost and amount your recipient will receive before completing the transaction.
Learn how sending money with Transfer Galaxy works
What is Transfer Galaxy?
Transfer Galaxy is a digital money transfer service designed to help people send money abroad to loved ones.
The service was created with the goal of making international remittances cheaper, safer and smarter, and customers can send money digitally through the Transfer Galaxy app.
Once you have created and verified your account, you can add your recipient, choose an available delivery method, enter the amount you want to send, review the fee and exchange rate, make your payment and track the transfer.
The recipient does not need a Transfer Galaxy account to receive the money.
Read the complete guide: How to send money with Transfer Galaxy
Frequently asked questions
What is the average international money transfer fee?
There is no universal average fee. The cost depends on the provider, sending country, destination, amount and delivery method.
Does Transfer Galaxy show fees before I send money?
Yes. Transfer Galaxy shows the applicable fee and guaranteed exchange rate before you confirm your transfer.
Can I choose how my recipient receives the money?
Where available, you can choose from delivery methods such as bank transfer, mobile wallet or cash pickup. The available options depend on the destination.
Are international money transfers safe?
Using a regulated and established provider can help you send money securely. Transfer Galaxy is an authorised payment institution supervised by the Swedish Financial Supervisory Authority.
Which countries can I send money to?
Available destinations depend on your sending country and Transfer Galaxy's current service coverage. Check the current country list before making a transfer.
Send money with clarity and confidence
Transfer Galaxy gives you the applicable fee and guaranteed exchange rate upfront, helping you understand your transfer before you confirm it.